新加坡卫生部本周五(27日)发文告,宣布明年1月1日起调高终身健保(MediShield Life)索赔顶限,该部相信每年约9万病患能从更高的赔付受惠。

该部称将加强和按更细致分级拟定索赔顶限,提供国人应付高额医疗费用更好的保障。

终身健保委会(MLC)持续检讨有关健保配套的福利与保费措施,并提出上述提升建议。该委会的检讨预计在明年底完成。

该部称目前暂不会调整保费,以符合自终身健保2015年11月推出以来,保费保持一致的承诺。

终身健保的索赔顶限的分级将从现有的7个,跃升至21个。基于更复杂的手术程序往往更昂贵,该部相信更细致分级,能提供更好的保障范围。

称更少动用保健储蓄和现金

“有了新的索赔顶限,意味着病患可以从终身健保获得更多索赔,更少动用保健储蓄(Medisave)和自掏腰包。”

率先落实新索赔措施

至于律政暨卫生高级政务部长唐振辉相信,有关新索赔顶限能提升终身健保在更复杂手术程序,以及让国人面对高额医疗费用时的保障。

“尽管终身健保委会的检讨要到2020年底完成,我们仍会率先落实这个新索赔措施,以期病患可以更早从中受惠。我们会持续致力确保医疗成本是国人可负担的。”

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