From compliance to vulnerability: Are overreaching laws masking a socially engineered society?

Grace, a 67-year-old retiree, never imagined she’d fall victim to a scam. Careful with her finances and mindful of common warnings, she believed she was doing everything right.

But when a supposed police officer accused her of being implicated in a S$3 billion money-laundering case, fear took over. Over the course of a month, she lost S$1.19 million to scammers who preyed on her trust in authority and instinct to comply.

Her story, recently highlighted in the media, has been framed as a cautionary tale to support the government’s proposed laws allowing police to intervene in suspicious transactions.

But does Grace’s experience truly justify the need for new laws, or does it point to deeper societal vulnerabilities shaped by the government itself?

Addressing Symptoms While Perpetuating Vulnerability

The government’s proposed laws aim to combat scams by allowing police to restrict banking transactions deemed suspicious.

With 1,100 reported cases of government official impersonation scams in 2024, resulting in at least S$120 million lost from January to October, the urgency is evident. However, these measures address only the surface of the problem, failing to tackle the cultural and systemic vulnerabilities that scammers exploit.

Grace’s case—like many others in Singapore—reveals how scammers manipulate a deeply ingrained fear of authority and a widespread deference to officialdom.

These traits are not incidental but the product of decades of social engineering, where compliance, respect for authority, and trust in institutions are emphasized over critical thinking. While this fosters stability, it leaves citizens unprepared to challenge authority—whether legitimate or fraudulent.

Rather than addressing the root causes of this vulnerability, the government has doubled down on paternalistic measures.

By focusing on intervention rather than prevention, these laws risk deepening Singaporeans’ dependence on state protection, reinforcing the very patterns of deference and unquestioning trust that scammers exploit.

Using scam victims like Grace to justify intrusive laws also diverts attention from the government’s role in cultivating these vulnerabilities.

A Culture of Compliance

In a society often described as a nanny state, Singaporeans are conditioned from education to daily bureaucratic interactions to prioritize obedience over critical thinking.

This deference extends across all aspects of life, from unquestioning acceptance of government policies to interactions with supposed authority figures.

Citizens are often unclear about their individual rights, creating a dynamic that more closely resembles an aristocratic or feudal system than a modern democracy.

Grace’s willingness to comply with the scammers mirrored this dynamic.

Despite the outrageous demands placed on her, she neither consulted her family nor questioned the supposed authorities, even when their instructions were clearly against her own interests.

Her unquestioning compliance highlights a pervasive mindset where individuals feel powerless to challenge authority, regardless of its legitimacy.

This mindset is starkly illustrated by the recent TikTok incident involving Health Sciences Authority (HSA) officers.

When a resident challenged the officers’ authority to enter his home without a warrant, their response was simply that the law granted them such powers.

In their subsequent response to media inquiries, the authorities echoed this position, emphasizing their legal powers without addressing the public’s concerns about individual rights or the broader implications of such actions.

This approach disregards the importance of individual rights, reinforcing the perception that state powers are absolute and unchallengeable.

Together, Grace’s experience and the HSA case show how a culture of compliance and fear leaves citizens ill-equipped to stand up for themselves, even when their rights and personal interests are at stake.

Instead of empowering citizens to think critically and assert their rights, the government perpetuates a socially engineered mindset that prioritizes compliance. This fear of authority is not limited to scams; it extends to fundamental democratic processes, such as voting.

For decades, many Singaporeans have doubted the secrecy of their votes due to serial numbers on ballot slips, despite repeated assurances from the government.

This lingering anxiety, rooted in a belief in the authorities’ absolute power over citizens, demonstrates how fear, rather than trust, often drives behavior—even in areas that should inspire confidence and transparency.

A Missed Opportunity for Reform

The rising number of scam victims in Singapore should have been a wake-up call to examine the deeper issues plaguing the nation.

Grace’s story is not an isolated incident but emblematic of a growing trend. Thousands of Singaporeans from all walks of life continue to fall prey to scams despite their internationally recognized education and repeated warnings from the authorities.

The government has arguably focused on short-term fixes, much like its approach to other national policies—such as addressing escalating housing prices—where reliance on state-led solutions often overshadows calls for systemic reform.

Public awareness campaigns often stop at surface-level warnings rather than fostering critical thinking and skepticism.

These campaigns need to go further, incorporating civic education and promoting transparency to foster a populace equipped to challenge misinformation, scrutinize authority, and demand systemic reform—an outcome that may not align with the People’s Action Party (PAP)’s interests in maintaining its dominance.

The reliance on compliance over critical engagement benefits those in power.

A more questioning populace might challenge government policies and narratives that have long sustained the ruling party’s dominance. Concerns such as the opaque handling of Central Provident Fund (CPF) monies, the relentless push for population growth despite its strain on infrastructure and society, and the monopolization of leadership roles by PAP-affiliated individuals—even when they appear mediocre—could face greater scrutiny.

These practices, often framed as necessary for efficiency and progress, remain largely unchallenged due to a culture of compliance and a lack of critical engagement. By discouraging independent thought and fostering reliance on state-driven solutions, the government sustains a citizenry conditioned to accept the status quo.

In this context, the proposed laws appear less as genuine protections against scams and more as mechanisms to preserve control by keeping citizens uninformed and dependent.

Encouraging skepticism and empowering citizens to question authority could disrupt this dynamic, enabling a society that holds leaders accountable and demands policies that genuinely serve public interests over political entrenchment.

The ongoing rise in scam victimization highlights the urgent need for action, yet the government’s response skirts the systemic roots of the problem. The proposed laws risk perpetuating a cycle of dependency, reinforcing vulnerabilities instead of empowering citizens to protect themselves.

True progress requires more than legislative fixes; it demands a reimagining of the relationship between citizens and authority—an essential step to building a society that values empowerment over control and resilience over vulnerability.