• About Us
    • Fact Checking Policy
    • Ownership & funding information
    • Volunteer
  • Subscribe
  • Letter submission
    • Submissions Policy
  • Contact Us
The Online Citizen Asia
  • Opinion
    • Editorial
    • Commentaries
    • Letters
    • Comments
  • Current Affairs
    • Singapore
    • Malaysia
    • Indonesia
    • China
    • ASEAN
    • Asia
    • International
  • Finance
    • Economics
    • Labour
    • Property
    • Business
  • Community
    • Arts & Culture
    • Consumer Watch
    • NGO
    • Lifestyle
    • Travel
  • Politics
    • Civil Society
    • Parliament
    • Transport
    • Education
    • Environment
    • Health
    • Housing
  • Law & Order
    • Legislation
    • Court Cases
No Result
View All Result
  • Opinion
    • Editorial
    • Commentaries
    • Letters
    • Comments
  • Current Affairs
    • Singapore
    • Malaysia
    • Indonesia
    • China
    • ASEAN
    • Asia
    • International
  • Finance
    • Economics
    • Labour
    • Property
    • Business
  • Community
    • Arts & Culture
    • Consumer Watch
    • NGO
    • Lifestyle
    • Travel
  • Politics
    • Civil Society
    • Parliament
    • Transport
    • Education
    • Environment
    • Health
    • Housing
  • Law & Order
    • Legislation
    • Court Cases
No Result
View All Result
The Online Citizen Asia
No Result
View All Result

丈夫心脏病骤逝 被指没呈报病历无法索赔

by Yee Loon
28/09/2018
in Main story, 人情冷暖, 新闻
Reading Time: 1 min read
0

德士司机因心脏病身亡,申请家庭保障计划(Home Protection Scheme)赔偿,却被告知无法索赔,理由是他在购买HPS时,未呈报患有糖尿病和心脏疾病。

德士司机佘春华的遗孀李悦,昨日在《联合早报》撰文分享的经历,引起网民愤慨:李悦称,其丈夫在五个月前载送客人,在高速公路行驶时心脏骤停,但仍用尽最后一口气把德士停在路边,车子和客人毫发无伤。

李悦在这篇题为《我们家的悲凉中秋》表示,丈夫被送到加护病房,她挣扎着是否够负担医药费,最后只好选择拔管送走了丈夫。

面对丧夫之痛,邻居提醒她仍可向家庭保障计划索赔,还能保住房子。公积金局官员也安慰她,已展开索赔程序,不过仍要按时缴交每月1100元的房贷。好心人借了5千元给她,才勉强撑到今天。

但是,临近中秋节时,她却收到公积金来信,指佘春华当初购买HPS,没有呈报患有糖尿病和心脏病,不能索偿,结果李悦只领到公积金局退回的269.46元保费余额。

“信政府才签下保单”

“我丈夫是在建屋局签下HPS的,如果有关人员询问,他不会故意隐瞒自己有慢性疾病病史,医院有记录,他也隐瞒不了。现在承保方如何证明签购HPS时已经询问他的健康状况,如何证明已经解释有关条款?当他走进政府部门大门时,他相信这份保险是政府提供的一份保障,跟政府签文件无需怀疑,现在人走了,还落个“不实”的语垢。”

佘春华的HPS保费在去年涨至1382.16元,李悦认为假设丈夫还在世,可能还继续交保费,保那根本不会兑现的海市蜃楼。

李悦被《早报》刊载的原文。

德士公司只保车和“活跃”司机

另一方面,德士公司的“效率和冷静”也让李悦感到心寒。她指出,丈夫逝世后,德士公司便来函说已拖回德士,惟找不到车钥匙,还被索讨了25.58元的“修理费”。

“丈夫去世一个月后,德士公司得运(Transcab)告知,保险只保车,不保司机。领回丈夫遗物现金卡、一叠转账收据、纸巾、水瓶、佛经光碟,拎着这总结了他职业生涯的袋子,走出德士公司,满心空虚,满心苍凉。德士公司没有给司机买保险,是否合法?”

较后,得运也电邮媒体解释,佘春华的车子在4月10日车祸当天被拖回公司,因为住院期间不再还车租,为此佘春华不是“活跃”司机。公司的保险政策是,只有活跃司机才受保。至于修理费公司已注销不计。

佘春华和李悦育有两名孩子,21岁女儿目前就读新跃社科大学(SUSS)商学系第一年,下月就得缴交4千260元的学费。八岁小儿则念小学二年级,一家人住在武吉班让的五房式组屋。

网民建议应追究下去

这起报导在中文媒体和一些脸书论坛也引起读者共鸣,有者对于李悦一家境遇表示同情,也认为此事应继续和公积金局追究下去,关键在于其丈夫当初申请HPS时,相关人员是否也涉嫌简化申请程序,是否有尽到提醒保户需提呈医疗记录的责任?

根据公积金局官网,阐明家庭保障计划,旨在让那些不幸遭遇死亡、严重疾病或残疾的公积金会员和他们的家庭,仍能保住他们的组屋。

其中也阐述需申报个人的健康状况,例如过往病史、有无进行过手术和是否有任何生理或心理上的障碍。

图源:公积金官网

网民反映,建屋局的家庭保障计划是强制性的,现今买组屋也被要求进行体检。网民也积极分享想法:

For just US$7.50 a month, sign up as a subscriber on The Online Citizen Asia (and enjoy ads-free experience on our site) to support our mission to transform TOC into an alternative mainstream press.

Related Posts

过去五年  四成上班族曾遭性骚扰!仅30%受害者举报
AFP

China’s Alibaba joins global chatbot race

09/02/2023
India police visit Twitter offices after govt tweet flagged
AFP

Twitter service stumbles as paying users get more room

09/02/2023
AFP

Google chatbot blunders as AI battle with Microsoft heats up

09/02/2023
Malaysia Parliament to decide on further action regarding issue of Pedra Branca
Malaysia

Malaysia Parliament to decide on further action regarding issue of Pedra Branca

09/02/2023
Corrupt practices at Keppel — Is there more than meets the eye?
Commentaries

Corrupt practices at Keppel — Is there more than meets the eye?

09/02/2023
Are PAP MPs out of touch with reality?
Opinion

Are PAP MPs out of touch with reality?

09/02/2023

Latest posts

过去五年  四成上班族曾遭性骚扰!仅30%受害者举报

China’s Alibaba joins global chatbot race

09/02/2023
India police visit Twitter offices after govt tweet flagged

Twitter service stumbles as paying users get more room

09/02/2023

Google chatbot blunders as AI battle with Microsoft heats up

09/02/2023
Malaysia Parliament to decide on further action regarding issue of Pedra Branca

Malaysia Parliament to decide on further action regarding issue of Pedra Branca

09/02/2023
Corrupt practices at Keppel — Is there more than meets the eye?

Corrupt practices at Keppel — Is there more than meets the eye?

09/02/2023
Are PAP MPs out of touch with reality?

Are PAP MPs out of touch with reality?

09/02/2023
Lee Hsien Yang: Impossible to fathom decision by CPIB not to prosecute the six former Keppel executives despite extensive public evidence

Lee Hsien Yang: Impossible to fathom decision by CPIB not to prosecute the six former Keppel executives despite extensive public evidence

09/02/2023

India’s Modi hits back at opposition after Adani furore

08/02/2023

Trending posts

Cognizant India transfers staff to work in Singapore as recently as this year

Local IT grads can’t find jobs while engineers constantly transferred from India to work in SG under CECA

by Correspondent
05/02/2023
117

...

No response from Josephine Teo on whether Mediacorp has been instructed to stop coverage of SMT circulation scandal

No response from Josephine Teo over alleged blackout of coverage by Mediacorp over SMT circulation scandal

by Terry Xu
06/02/2023
13

...

Adani’s brother runs SG company and registers as director with local ID

Adani’s brother runs SG company and registers as director with local ID

by Correspondent
03/02/2023
26

...

Japanese-Canadian junior high school girl breaks national record with 3km in 9:02 mins

“I want my normal life back,” Sherry Drury withdraws from National Junior High School Tournament due to overheated public attention

by Yee Loon
06/02/2023
4

...

Desmond Lee says 70% of BTO flats affordable for median household with income of S$8,400 but what about the 10th to 40th percentile?

Desmond Lee says 70% of BTO flats affordable for median household with income of S$8,400 but what about the 10th to 40th percentile?

by Leong Szehian
07/02/2023
13

...

19-year-old delivery rider in China covers 5km in 22 minutes to deliver antivenom to woman who had bitten by snake

19-year-old delivery rider in China covers 5km in 22 minutes to deliver antivenom to woman who had bitten by snake

by Yee Loon
06/02/2023
5

...

September 2018
M T W T F S S
 12
3456789
10111213141516
17181920212223
24252627282930
« Aug   Oct »

The Online Citizen is a regional online publication based in Taiwan and formerly Singapore’s longest-running independent online media platform.

Navigation

  • Editorial
  • Commentaries
  • Opinion
  • Politics
  • Community

Support

  • Contact Us
  • Letter submission
  • Membership subscription

Follow Us

  • Facebook
  • Twitter
  • YouTube
  • Instagram
  • Fact Checking Policy
  • Privacy Policy

© 2022 - 2023 The Online Citizen Asia

No Result
View All Result
  • Opinion
    • Editorial
    • Commentaries
    • Comments
  • Current Affairs
    • Malaysia
    • Indonesia
    • China
    • ASEAN
    • Asia
    • International
  • Finance
    • Economics
    • Labour
    • Property
    • Business
  • Community
    • Civil Society
    • Arts & Culture
    • Consumer Watch
    • NGO
  • Politics
    • Parliament
    • Transport
    • Education
    • Environment
    • Health
    • Housing
  • Law & Order
    • Legislation
    • Court Cases
  • Lifestyle
    • Travel
  • Subscribers login

© 2022 - 2023 The Online Citizen Asia