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MediShield Life Premiums set to increase by 35 per cent following review of national health insurance scheme

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MediShield Life premiums are set to increase by 35 per cent next year as the Government accepts all recommendations made by the MediShield Life Council tasked with reviewing the nationwide health insurance scheme in 2018.

Premium payments will be deferred until the end of December next year for policyholders who have insufficient MediSave balances. Top-ups for the Pioneer Generation seniors will also be enhanced. These top-ups can be used to pay for MediShield Life Premiums.

The recommendations that have been adopted will start rolling out in March next year, including an increase in the policy claim limit from S$50,000 to S$150,000 among others.

Additionally, treatments for drug addiction, alcoholism and attempted suicide will also now be included under the mandatory basic plan.

Premium support measures

Previously, the Government announced that it plans to provide premium subsidies and support of up to S$2.2 billion over the next three years, including S$1.8 billion for existing premium subsidies as well as support for low- and middle- income households, seniors, and the financially needy.

The remaining $S360 million will be channelled into the new COVID-19 subsidy. The subsidy will cover 70 per cent of the net increase in premiums after considering existing subsidies in the first year. This will be followed by a 30 per cent subsidy in the second year.

The MOH said in its statement, “These measures will keep the net premium increases for all Singapore citizens to no more than about 10 per cent in the first year.”

The financial needy will also be able to apply for additional premium support, which will include a one-off subsidy for all Singapore citizens for two years to help lessen the impact of the premium increase during the pandemic.

One of the impacts of the global pandemic is the mass job loss suffered by workers around the world and the subsequent drop in income for many.

According to data released by the Ministry of Manpower (MOM) in late October, the overall unemployment rate in Singapore rose to an all-time high of 4.7 per cent among Singaporeans and PRs.

The total number of unemployed residents increased to 112,600 — 97,700 of which are Singaporeans.

Moreover, the MOM expected the number of retrenchments to reach upwards of 20,450. Residents make up 57 per cent of those workers.

Health Minister Gan Kim Yong said about the changes to the national insurance scheme: “MediShield Life was created to ensure that Singaporeans would be protected against large hospital bills for life.”

“To ensure that the scheme can continue to be relevant and sustainable, the Government has accepted the MediShield Life Council’s recommendations to enhance the scheme and adjust the premiums,” he added.

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Government

PSD announces mid-year bonuses of 0.3 months and one-time payment of up to S$400 for civil servants in Singapore

Singapore’s civil servants will receive mid-year bonuses, with a 0.3-month Annual Variable Component (AVC) and junior grade officers to get an additional one-time payment of up to S$400.

The Public Service Division (PSD) said the decision “takes into consideration the weakened economic outlook, and significant downside risks that remain in the global economy.”

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SINGAPORE — The Public Service Division (PSD) revealed on Monday (19 June) its decision to grant mid-year bonuses to civil servants in Singapore.

The government has allocated a mid-year Annual Variable Component (AVC) of 0.3 months for all civil servants. Additionally, junior grade officers will receive an extra one-time payment of up to S$400 (US$298).

The specific amount of the one-time payment depends on the civil servants’ respective job grades.

Civil servants in grades equivalent to MX13(I) and MX14 will receive an additional S$200, while those in grades equivalent to MX15 and MX16, along with those in the Operations Support Scheme (OSS) Grades III and IV, will receive a higher one-time payment of S$400.

PSD said the move comes after close consultations with public sector unions.

“This mid-year payment takes into consideration the weakened economic outlook, and significant downside risks that remain in the global economy.”

According to the PSD’s statement on Monday, Singapore’s economy experienced a modest growth rate of 0.4 percent year-on-year in the first quarter of 2023. This expansion represents a slowdown from the 2.1 percent growth observed in the previous quarter.

The Ministry of Trade and Industry has maintained its GDP growth forecast for 2023, estimating a range of “0.5 percent to 2.5 percent.” The government expects growth to settle around the mid-point of this forecast range.

However, there are concerns about the weakened external demand outlook and increased downside risks, including the potential impact of tighter global financial conditions and geopolitical tensions.

“The labour market continued to expand in the first quarter of 2023, albeit at a more moderated pace compared to the previous quarter.”

Total employment expanded for the sixth consecutive quarter, and unemployment rates remained low.

Given this backdrop, the government, in close consultation with public sector unions, has decided to provide all civil servants with a mid-year AVC of 0.3 months.

“In deciding the year-end AVC payments, the Government will continue to monitor the economic situation closely, and take into consideration the guidelines by the National Wages Council which will be released later in the year,” stated the PSD.

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Government

After transport minister’s spot-check at LRT, Malaysia’s health minister too conducts a spot-check at Klang Hospital

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SELANGOR, MALAYSIA —  Malaysia civil servants now may need to have a stronger heart as well as being constantly alert, as some of their ministers might just decide to conduct spot checks at their workplace anytime to check their performance.

After the newly appointed Transport Minister Anthony Loke went incognito on LRT system for a spot-check, netizens also spotted Health Minister Dr Zaliha Mustafa making an unofficial visit to Hospital Tengku Ampuan Rahimah(HTAR) in Klang on 28 December night.

Twitter user Ianiske shared a photo, showing that the minister did make a visit to the hospital, and spoke with some patients there to understand the issues on the ground regarding the public health services.

“Ok, I have checked, ” Ianiske wrote, “the health minister was at Tengku Ampuan Rahimah Hospital last night. HAHA.”

“Who would even notice her when she came by like a patient? No wonder she seems like asking people around. No one even realizes that she is the health minister.”

https://twitter.com/ansaleya/status/1608284539729678336

In the subsequent post, Ianiske also suggested that the minister should visit the hospital during peak hours, “Please.. just like my parents often refer to the government hospital. This govt issue has many critical issues.”

The Twitter user added that there are also other problems such as long patient waiting time and parking issue at hospital, hoping that the new Health Minister will look into these issues.

Zaliha: I wish to hear feedback from patients

On Thursday (29 Dec), Dr. Zaliha Mustafa confirmed that she had gone down to monitor the situation at the emergency department of HTAR hospital.

“I wish to hear feedback from patients about the services at HTAR, including the issue of long waiting times in the emergency department. ”

She said during the spot-check, she also heard suggestions from the emergency department workers to improve health services. They also expressed their concern for the issues raised.

“I will also strengthen the initiatives that are already implemented by HTAR before, and will see if they can be used in other emergency departments.”

She added that among the HTAR initiatives include arrangement for a short stay ward for stable patients who are expected to return after two or three days, and manage sick bed usage via digital technology and communication between hospital and public health clinic.

Dr Zaliha also promised to bring back all feedback that she received to the health ministry meeting to further improve the patient waiting time at the hospital’s emergency department.

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