Friday, 29 September 2023

We are shifting our daily news to Gutzy.Asia Support us there!

Homeless in our twilight years

This is a letter from lilydaam which was posted under our “Submission Policy” section. The details of the letter’s content have not been verified by theonlinecitizen. It is posted here for further discussion and not as validation of any claims.

They are sometimes ‘homeless by choice’, said Parliamentary Secretary (National Development) Mohd Maliki Osman on 24th Jan 2007.

Does this elite who takes 1.2 millions of our peasant taxpayers money knows what he is talking about. The anguish we go through trying to find ways and means to get or maintain a roof over our head? People are homeless not by choice but because of screwed up, heartless policies from MAS and HDB. Banks are fair weather friends.

HDB heartless and clueless

We received a reply about our loan from a Ms TANG, (MS) SENIOR EXECUTIVE ESTATES OFFICER, HDB, who obviously think we are dubes, gullible and senile. Her reply is high handed and heartless with no compassion. Her answers are canned and unimaginative, clueless on human plight. Empty on empathy.

Does these attitudes sound familiar. Yes. It pervade the whole of HDB. They foreclosed your homes. Forced families to live in void decks, under the flyover, or in the rubbish damp or on beaches. From 2002 to 2006, some 360 households voluntarily surrendered their flats after defaulting on their mortgage loan repayments. Why would anyone “voluntarily” give up the family home, all the CPF life savings, and maybe continue be in debt to the HDB for any shortfall between the market valuation and loan outstanding? Then the gahmen turn around and remark: “They are sometimes ‘homeless by choice’. If this is a joke, it is in bad taste. He is not in touch with his brain. Where is the “software”? Where is the caring society that PM talks about?

Below is her reply:

We refer to your appeal for an HDB loan.

2 You informed us that you have been working overseas since 2002. You have been retrenched and you will be returning to Singapore.

3 HDB provides housing loan to eligible flat buyers, subject to credit assessment and the prevailing mortgage loan criteria. Flat buyers must not be private property owners (Then why did HDB provide application form to allow us to appeal for the loan? Ironic isn’t it?) and they have to be gainfully employed with regular income to be eligible for a housing loan. (We may not be employed but that doesn’t mean we have no regular income. She assumes too much.)

4 Based on the information you provided, you and your wife are private property owners. Moreover, as you do not have a job after you returned to Singapore, you are not eligible to apply for an HDB loan. (Ms Tang time and time again implied that we are not employable in Singapore. We are not gainfully employed at the moment doesn’t mean we are not employable. Retirement age doesn’t mean we’re useless or is it? Yet they cry for more pay. Are they worth paying millions? Such microscopic, myopic mentality of a civil servant or rather stat board.)

5 You may wish to consider living in the private property for the time being and using the proceeds from the collective sales of your private property to buy a resale flat without taking any loan, subsequently. (She obviously think we are dubes who need to be taught how to suck eggs. If we purchase an apartment, if need be we can sell it and downgrade. If we spent our retirement funds on rent, we cannot recoup the sum.)

We’re not allowed to rent from HDB. Private properties are far too expensive for us to rent. We’re not quitters but we are being forced out. We thought we can go home to retire…… But where is home? We are 3rd class citizen in our own country. PR who don’t serve NS yet get S$30,000 to help them to relocate when they take up citizenship. We pay income tax during our productive years. Our children spent 2½ brainless years digging trenches. Yet during our twilight years we’re grappling straws trying to stay a float in the midst of so call globalization. We’re the group that can die but cannot afford to retire, can die but cannot afford to be hospitalized.

What is the government doing for us? Nothing. Obviously nothing because PAP don’t want us to have ”crutch mentality”. You die your business. They grab as much as they can from the coffers of Singapore Inc. 1.2million not enough. 2.2 million still note enough. Jack Neo said: Money not enough.


Notify of
Inline Feedbacks
View all comments

Latest posts

Election surprises and certainties: Dissecting Tharman’s presidential win

In the 2023 Presidential Election, Mr. Tharman Shanmugaratnam secured a stunning 70.4% landslide victory, surprising many, including himself. Despite expectations that TKL would win the opposition votes, voters from both camps showed a preference for Tharman's charisma and perceived competency. As Singapore reflects on the outcome, questions arise about the election's fairness and the real implications of Tharman's dominant win.

Volunteer as a Polling and Counting Agent for Singapore’s 2023 Presidential Election

For the upcoming Singapore Presidential Election on 1st September, members of the civil society have spearheaded an initiative to strengthen our democratic fabric. We invite committed individuals to join us as Polling and Counting Agents, standing together for a transparent, fair, and just election. This vote counting exercise, organized by members of civil society, is not specifically in support of Mr Tan Kin Lian, a candidate in the upcoming Presidential Election. It's an exercise in active citizenry. Nonetheless, Mr Tan endorses this initiative, which hinges on his candidacy, championing transparency, and has given permission for the results to be shared publicly.

Reflections from the Centenary: The Legacy of LKY and Singapore’s Future

Gilbert Goh reflects on the LKY centenary event: an inspiring showcase of a leader's global legacy juxtaposed against current challenges, urging Singapore to continue its path of progress.

Lim Tean advocates for Tan Kin Lian: A visionary leader for Singapore’s Presidency

In his speech at Mr Tan Kin Lian's launch of his presidential bid, Mr Lim Tean passionately championed the need for a truly Independent President. Highlighting Mr Tan Kin Lian's unique credentials and genuine concern for the wellbeing of Singaporeans, the Peoples Voice leader emphasized the pressing challenges of rising living costs and job insecurities faced by the public. Mr Lim depicted Mr Tan Kin Lian as a beacon of hope for the nation, advocating for a leader who genuinely understands and represents the people’s aspirations.

Tan Jee Say endorses Tan Kin Lian for President: A courageous, genuine, and humble...

In advocating for a truly representative leader, Tan Jee Say underscored Tan Kin Lian's humility, courage, and genuine dedication. Highlighting the pressing need for restored public trust and effective independence, Tan Jee Say emphasized that Tan Kin Lian, as the 'People's President', would bring back hope to Singaporeans and champion true democracy

Tan Kin Lian’s pledge: Rekindling unity and charting a vigorous future for Singapore

In the press conference to announce his bid for the Singapore presidency, Tan Kin Lian emphasizes safeguarding Singapore's reserves and strengthening public service integrity. Drawing on his 30-year leadership at NTUC Income, he envisions a future with affordable living, accessible housing, and job stability, pledging collaboration with the government for a united nation.

Strengthening Singapore’s political foundations: A call to action by Leong Mun Wai on Singapore’s...

Leong Mun Wai urges Singaporeans to strengthen political checks and balances, emphasizing, 'The best is yet to be for Singapore if we dare to make the right decision in upcoming elections.

Trending posts