• About Us
    • Fact Checking Policy
    • Ownership & funding information
    • Volunteer
  • Subscribe
  • Letter submission
    • Submissions Policy
  • Contact Us
The Online Citizen Asia
  • Opinion
    • Editorial
    • Commentaries
    • Letters
    • Comments
  • Current Affairs
    • Singapore
    • Malaysia
    • Indonesia
    • China
    • ASEAN
    • Asia
    • International
  • Finance
    • Economics
    • Labour
    • Property
    • Business
  • Community
    • Arts & Culture
    • Consumer Watch
    • NGO
    • Lifestyle
    • Travel
  • Politics
    • Civil Society
    • Parliament
    • Transport
    • Education
    • Environment
    • Health
    • Housing
  • Law & Order
    • Legislation
    • Court Cases
No Result
View All Result
  • Opinion
    • Editorial
    • Commentaries
    • Letters
    • Comments
  • Current Affairs
    • Singapore
    • Malaysia
    • Indonesia
    • China
    • ASEAN
    • Asia
    • International
  • Finance
    • Economics
    • Labour
    • Property
    • Business
  • Community
    • Arts & Culture
    • Consumer Watch
    • NGO
    • Lifestyle
    • Travel
  • Politics
    • Civil Society
    • Parliament
    • Transport
    • Education
    • Environment
    • Health
    • Housing
  • Law & Order
    • Legislation
    • Court Cases
No Result
View All Result
The Online Citizen Asia
No Result
View All Result

Only persons with severe disabilities allowed to receive $600 monthly from Careshield, Facebook user claims

by The Online Citizen
09/07/2018
in Community, Health
Reading Time: 6 mins read
0

A Facebook user by the name of Frances Ng has made a claim that only persons with severe disabilities are entitled to receiving a monthly payout of $600 from Careshield.

In her post dated 30 June, Ng noted that the premium paid over the years is non-refundable “if you are not severely disabled”.

Consequently, she alleged that the savings of persons who had placed their money in the CPF is in fact used in the process of “amassing the country[‘s] sovereign funds for GIC [Pte Ltd] and Temasek Holdings to invest”.

She ended her post by expressing her concern over the matter, suggesting that Careshield’s coverage is far from adequate in covering medical expenses in Singapore.

She extended her commentary on the matter in a comment below her post:

Screenshot of Frances Ng’s extended commentary, on the issue of Careshield’s payouts being limited to persons with severe disabilities.

She added in a separate comment: “A lot of people think that Medishield is government money but they didn’t know it is part of your CPF money. It is your hard earned money.”

Yeo Boon Teck confirmed Ng’s sentiments:

My father suffered a heart attack in 2015. While staying in the ICU ward, doctor scheduled to do ballooning by next morning. That morning, I was away to attend a work meeting. NUH called me to rush down to attend a counselling session to understand and agree upon the costs first before they can proceed. They cannot proceed without me attending the session, even [when] I told them [that] we are all Singaporean[s] and my dad has CPF. Also cannot. Must talk money first.

Francis Ong is appalled by the issue stated in Ng’s post:

Where is KBW [Khaw Boon Wan]? Didn’t he tell people he paid $8 for a heart bypass? Is he lying? Did he get special treatment because he is a minister? Did he misuse his authority to get unfair advantage? We need an answer for this definitely!

William Hidajat also responded to the post, stating:

It is also important for citizen[s] to know since MediShield [was] implemented in 2015, how much [money] was collected? The insurance companies should also publish the number of citizens giving up their private insurance policies since MediShield [was] implemented.

[…]  

The ministers in this country earn salaries [that are] quite high and they [do] not need to subscribe to the MediShield, [thus] they still can afford fees[,] but for the citizens, they need to go up north to buy medicines.

Adrian Pah wrote:

Medishield Life only covers Class C wards. And there is also an excess payment of 10% of total bill and co-payment of $1000 to $4500… There is also a Maximum claimable for every service provided, i.e. ICU… Operation. Daily limits… et cetera. But why for life, when even his father didn’t live past age 92? Before this, LifeShield already covers up to age 92… Why pay 30% to 40% more premium to cover that age, when 98% of Singaporeans will be dead [by then]… Isn’t that a scam..??? Sucking 30 to 40% of our CPF funds.

Francis Chuang was baffled by the CareShield policy:

Forcing a 30yo to [be] group[ed] under [the] senior [citizen] category is ridiculous.

Jim Lion posted a seemingly neutral take on the matter:

Careshield is just another insurance for disability except that it is compulsory. Like all insurances you don’t get back your premium if the covered event don’t happen to you. From a policy pov they are making it compulsory for everyone to have the biggest pool, spread the risk among the whole population n keep the premium the lowest possible. That’s the theory. Whether Sinkies is getting a good deal would depend on comparing it with other similar disability insurances from others, you have to compare an apple with other apples.

User 陈 秋燕 (Qiu Yung), however, has accused Ng of fabricating her account of the issue:

Obviously a story that is made up in order to make people unhappy. The fact is that subsidy for a C Class ward starts at 65% of the bill. 

Come up with a more convincing story next time. Better still, stick to truth. Why fabricate?

However, Tay Swee Hoe Simon rebutted Qiu Yung’s comment in support of Ng’s claim:

“My story, I have the bill and receipt to prove it. Plus, I am alive to tell the story! 65% subsidy for class C patients is bull shit”

Nazari Isa made a retort against Ng’s post:

Classic case study for fake news. Read an article, then read other sources to verify facts. Is the Facebook profile genuine? Does the Facebook profile have an ulterior agenda? Do other sources match? Bottom line, don’t jump to conclusion[s]. Check first.

Tay then responded with photographs of a couple of pages from his hospital bill in new comments, suggesting that no false allegations were made regarding CareShield and MediShield:

In one of her subsequent comments, Ng recommended the following to Facebook users who have commented on her post:

“Premiums paid are not refunded. Better stay put with ElderShield. 

Buy a private hospitalization and terminal illness plans and with rider, if there is enough Medishield to pay for the private policy.”

On 4 July, it was reported that CPF members can only withdraw money from their own CPF if they are at least 30 years old and “severely disabled”.

Persons with severe disabilities will be allowed to withdraw cash from their Medisave account in CPF. However, they or their spouses must have at least $5,000 in their Medisave accounts in order to be able to withdraw $50 on a monthly basis.

Those with $20,000 or more in their Medisave accounts will be allowed to withdraw $200 a month, according to The Straits Times.

The sum covers about half the people aged 65 or older, who are more likely to suffer from severe disabilities.

This is the first time that CPF members will be allowed to withdraw cash from Medisave since the CPF’s establishment in 1984.

Starting 2020, persons with disabilities will receive $600 per month for life under a long-term disability insurance called CareShield Life, according to The Straits Times.

CareShield Life will be made compulsory for people aged 40 years and younger.

A new contingency plan called ElderFund will provide people with disabilities who are in need with up to $250 a month, beginning in the same year.

For just US$7.50 a month, sign up as a subscriber on The Online Citizen Asia (and enjoy ads-free experience on our site) to support our mission to transform TOC into an alternative mainstream press.

Related Posts

US businesses ‘fear internet curbs in Hong Kong’
AFP

Hong Kong offers free flights after COVID isolation

02/02/2023
Why is Gautam Adani’s Indian empire in turmoil?
AFP

Why is Gautam Adani’s Indian empire in turmoil?

02/02/2023
India’s Adani shares plunge again after stock sale cancelled
AFP

India’s Adani empire loses more than US$100 bn after fraud claims

02/02/2023
Former political prisoners calls for abolishment of ISA and apology from PAP Govt on 60th anniversary of Operation Coldstore
Civil Society

Former political prisoners calls for abolishment of ISA and apology from PAP Govt on 60th anniversary of Operation Coldstore

02/02/2023
Indian state picks new capital after kicking out Singapore consortium
India

Indian state picks new capital after kicking out Singapore consortium

02/02/2023
Anwar says Malaysia “not in hurry” to reinstate GST as he vowed to protect the low-and middle-income groups
Economics

Anwar says Malaysia “not in hurry” to reinstate GST as he vowed to protect the low-and middle-income groups

02/02/2023
Subscribe
Connect withD
Login
I allow to create an account
When you login first time using a Social Login button, we collect your account public profile information shared by Social Login provider, based on your privacy settings. We also get your email address to automatically create an account for you in our website. Once your account is created, you'll be logged-in to this account.
DisagreeAgree
Notify of
Connect withD
I allow to create an account
When you login first time using a Social Login button, we collect your account public profile information shared by Social Login provider, based on your privacy settings. We also get your email address to automatically create an account for you in our website. Once your account is created, you'll be logged-in to this account.
DisagreeAgree
0 Comments
Inline Feedbacks
View all comments

Latest posts

US businesses ‘fear internet curbs in Hong Kong’

Hong Kong offers free flights after COVID isolation

02/02/2023
Why is Gautam Adani’s Indian empire in turmoil?

Why is Gautam Adani’s Indian empire in turmoil?

02/02/2023
India’s Adani shares plunge again after stock sale cancelled

India’s Adani empire loses more than US$100 bn after fraud claims

02/02/2023
Former political prisoners calls for abolishment of ISA and apology from PAP Govt on 60th anniversary of Operation Coldstore

Former political prisoners calls for abolishment of ISA and apology from PAP Govt on 60th anniversary of Operation Coldstore

02/02/2023
Indian state picks new capital after kicking out Singapore consortium

Indian state picks new capital after kicking out Singapore consortium

02/02/2023
Anwar says Malaysia “not in hurry” to reinstate GST as he vowed to protect the low-and middle-income groups

Anwar says Malaysia “not in hurry” to reinstate GST as he vowed to protect the low-and middle-income groups

02/02/2023
Grab SG appoints PAP MP Tin Peiling as director of public affairs and policy

Grab SG appoints PAP MP Tin Peiling as director of public affairs and policy

02/02/2023
Malaysian cleaner sells his land to donate two dialysis machines worth RM 80k to the dialysis centre he works at

Malaysian cleaner sells his land to donate two dialysis machines worth RM 80k to the dialysis centre he works at

02/02/2023

Trending posts

Former Singaporean shares change of life in Australia with annual pay of S$80,000 as a plumber

Former Singaporean shares change of life in Australia with annual pay of S$80,000 as a plumber

by Yee Loon
30/01/2023
25

...

Earning only S$400 a month, delivery-rider turned hawker threw in the towel after two years of running a rojak stall

Earning only S$400 a month, delivery-rider turned hawker threw in the towel after two years of running a rojak stall

by Yee Loon
26/01/2023
24

...

Two Indian nationals paid about S$330 and S$730 respectively for forged certificates submitted in their S-Pass application

MOM found issuing EPs meant for foreign PMETs to PRC waitress and general worker

by Correspondent
26/01/2023
41

...

Temasek and GIC reportedly in talks with Adani Group accused of “brazen” market manipulation and accounting fraud

Temasek and GIC reportedly in talks with Adani Group accused of “brazen” market manipulation and accounting fraud

by The Online Citizen
26/01/2023
59

...

They have done a fine job of confusing us about the jobs situation

They have done a fine job of confusing us about the jobs situation

by Augustine Low
01/02/2023
31

...

Indian rupee falls 60% since signing of CECA while Singapore becomes top investor in India

by Correspondent
25/01/2023
69

...

July 2018
M T W T F S S
 1
2345678
9101112131415
16171819202122
23242526272829
3031  
« Jun   Aug »

The Online Citizen is a regional online publication based in Taiwan and formerly Singapore’s longest-running independent online media platform.

Navigation

  • Editorial
  • Commentaries
  • Opinion
  • Politics
  • Community

Support

  • Contact Us
  • Letter submission
  • Membership subscription

Follow Us

  • Facebook
  • Twitter
  • YouTube
  • Instagram
  • Fact Checking Policy
  • Privacy Policy

© 2022 - 2023 The Online Citizen Asia

No Result
View All Result
  • Opinion
    • Editorial
    • Commentaries
    • Comments
  • Current Affairs
    • Malaysia
    • Indonesia
    • China
    • ASEAN
    • Asia
    • International
  • Finance
    • Economics
    • Labour
    • Property
    • Business
  • Community
    • Civil Society
    • Arts & Culture
    • Consumer Watch
    • NGO
  • Politics
    • Parliament
    • Transport
    • Education
    • Environment
    • Health
    • Housing
  • Law & Order
    • Legislation
    • Court Cases
  • Lifestyle
    • Travel
  • Subscribers login

© 2022 - 2023 The Online Citizen Asia

wpDiscuz