Finance

How saving money lets Singaporeans save face

By SingSaver.com.sg Many conditions that cause you to lose face are caused by poor financial discipline. By saving money, you don’t have to worry about losing face. Saving face is a big deal for many Singaporeans. Heck, it’s a big deal for almost anyone growing up in an Asian culture. But this isn’t just a social quirk. The practice of saving …

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How any Singaporean can afford to travel every year

By SingSaver.com.sg Here’s how your friends afford their annual vacations abroad, and how you can save enough money to travel every year. Listening to friends talk about how often they travel is terrible. Like sitting on thumbtacks, or using a sandpaper napkin. The humblebragging is just grating (“Oh, I so stupidly lost my passport in Venice. For the third time this …

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How to buy a coffee machine in Singapore without wasting money

By SingSaver.com.sg A coffee expert tells us which coffee machines in Singapore make the best espresso for the least amount of money. You don’t have to be a finance nerd to know that making your own coffee will cost less than S$1 per cup. But is it really worth trying to replicate the cafe experience at home by buying coffee machines in Singapore? …

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What to do if you lose your job in Singapore and have no savings

By SingSaver.com.sg Make these financial moves within a week of losing your job, so you can survive unemployment in Singapore even if you have no savings. This article was originally published on 11 May 2016 and updated on 19 September 2016. Layoffs have continued to happen to many Singaporeans during the second quarter of 2016. A recent article in The Straits Times reports …

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Why did Singaporeans lose money in the CPF Investment Scheme?

By SingSaver.com.sg If most CPF Investment Scheme (CPFIS) assets are low-risk, why did some Singaporeans make losses in the last 10 years? There have been some news reports about the CPF Investment Scheme (CPFIS) being reviewed. The reason? Many Singaporeans have tried to invest their CPF money and ended up making losses. Given that the majority of CPFIS assets are low risk, how …

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Will the debate send volatilities higher?

By Margaret Yang, CMC Markets Despite the Fed’s decision to hold interest rates in its recent September meeting, divergent opinions have emerged between the Fed’s members. Equity markets have since closed lower on Friday. US indices lost around 0.6%, ending a two-session gain. European markets have also retraced, with Financials (-1.18%) and Energy (-1.02%) been the worst performing sectors. With …

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The #Girlboss guide on how to be good with your money

By SingSaver.com.sg Singaporean women will do well to memorise these inspiring quotes about money, from the #GirlBosses who have been there, done that and figured it out. Oprah Winfrey famously said: “The greatest discovery of all time is that a person can change his future by merely changing his attitude. ”When it comes to managing your money, it’s never too early …

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For self-employed Singaporeans personal loans are tougher to get

By SingSaver.com.sg To ensure you don’t lose access to extra funds, understand how to get a personal loan before becoming self-employed in Singapore. If you are self-employed, or about to be, you should take note that personal loans in Singapore may be less accessible. The same rules that apply to employees don’t apply to entrepreneurs or freelancers. To ensure you don’t lose access …

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Five things that are much cheaper in Johor Bahru than SIngapore

By SingSaver.com.sg While almost everything is cheaper in Johor Bahru, these five things really make a trip across the Johor causeway worthwhile. Sure, most things are cheaper in Johor Bahru but… look at the line at the causeway. However they try to speed it up, you still end up feeling like you could have raised a small child by the time …

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