Finance

Balancing the demands of the various groups of CPF members

By Timothy Ho DollarsAndSense.sg weighs in with our views on why the CPF Review Panel has one of the most unenviable tasks in Singapore. Here is the one thing that the CPF Review Panel would have realized by now. They are part of a review process that will never attain public approval regardless of what they recommend. Here is why.  …

Read More »

What Plunging Oil Prices Mean To You (Part 1)

By Dinesh Dayani, Dollars and Sense DollarsAndSense explores how declining oil prices will affect Singaporeans. In part 1, we explore the impact on transport prices, holiday expenses and consumers. In part 2, we explore the impact on property prices, investors and the Singapore economy. Almost everyone will know by now that oil prices have been declining. It has now dropped …

Read More »

The stick behind the dangling carrot

By Property Soul Be the first to see the latest car models Two weeks ago I received an email invitation from my car manufacturer. The marketing message read like this: “(Car company) invites you to the Singapore Motorshow from 16 to 18 January. Be the first to discover the most exciting cars of 2015 … This event is for you …

Read More »

Trust yourself you can create wealth in property

By Property Soul I received a few messages from readers of my blog which read something like this: I like properties and I want to learn everything about it. My dream is to earn passive income from property investment. I hope to be financially free one day … But I am only a 20-something guy who just started working a …

Read More »

Six qualities that make women great property investors

By Property Soul I was looking through the member list of Property Club Singapore when I noticed that only one-fifth of the members are ladies. It shouldn’t be surprising, given that those who are interested in investment are mostly guys. You should call yourself lucky if you attend a stock investing course and there is a lady sitting next to …

Read More »

Three property investment mistakes you should avoid in 2015

By Property Soul No matter what your new year resolutions are, it’s time you said goodbye to your bad habits in property investment. If you are buying a private home in 2015, avoid making these three common mistakes. Mistake #1: Rush in and get burnt. According to URA, there are 88,627 uncompleted private residential units, including Executive Condominium (ECs) in the …

Read More »

The best home for a child

By PropertySoul A reader of my blog shares with me the dilemma that he and his wife are facing: They know they shouldn’t buy when property prices are on the way down. But they are expecting their first child and want to get a condo unit now. Buying condo for the sake of your child If you can afford a …

Read More »

URA’s reply for “Public deserves reliable, consistent data”

By Property Soul I have written to The Straits Times Forum regarding the problem of inconsistent and incomplete private property transaction data. Below is my letter (Dec 18, Thursday) andreply from URA (Dec 23, Tuesday). Public deserves reliable, consistent data Published on Dec 18, 2014 THE computation of the HDB’s resale price index has recently been improved to give a …

Read More »

Unmasking the five myths of property tax

By Property Soul On December 5, the Inland Revenue Authority of Singapore (IRAS) announced the reduction of property tax for HDB flats in 2015. Three days later, there was an article “Property Tax cut for one in four private home owners” in The Straits Times. A week after their announcement, a representative from IRAS further elaborated how annual values are …

Read More »

Four useful expressions at showflats inspired by Taiwan girls

By Propertysoul Last month I went for a five-day trip in Taipei. After a 4½-hour flight, I was overwhelmed with fatigue and boredom. A lovely lady working in the Subway kiosk at the airport smiled at me a few meters away, using her coquettish voice to draw me to her eatery to order a sandwich meal. One by one, a …

Read More »