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The Online Citizen

DBS Bank and FPAS announce first of its kind partnership to promote financial planning, CFP certification

Financial Planning Association of Singapore (FPAS), part of the global assembly of the Financial Planning Standards Board (FPSB) in the US, and DBS Bank today announced a partnership to develop training and assessment programs for more than 1,000 wealth planning managers within the bank. This is the first time FPAS is collaborating with a bank for a large-scale training programme. …

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The flaw in privatising public services

by Dr Joseph Teo I am sure many Singaporeans are as flabbergasted I was upon learning that public hospitals were paying agents to solicit foreign patients (The Straits Times, 30 Sep 2018, “MOH puts a stop to foreign agent referral contracts”).  Hospitals that are set up with public funds, ostensibly to provide healthcare to Singaporeans, are instead trying to make …

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Rethinking total defence, in terms of cyber-security

by Lee Yew Tian James I was having a conversation over dinner with some friends today and the topic chanced upon the SingHealth hacking incident. He lamented that the responsibility of cybersecurity was still very much up to each organisation, government or private to maintain. In comparison, for physical threats, the Singapore Armed Forces (SAF) is there as a deterrent to …

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Thoughts in regards to the Singhealth Saga

by Lee Yew Tian James Recently, I found about this govt agency called SingCERT, courtesy of this letter to TOC. In this commentary, the writer, Ghui, questioned on the purposes of SingCERT as it was supposed to be an agency that it was set up to facilitate the detection, resolution and prevention of cyber security related incidents on the Internet. The …

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From waste to profit: Small business interview series with TreeDots

by ValueChampion Singapore wastes about 800,000 tonnes of food every year. To address this issue, local startup TreeDots has begun redistributing unsold food to organisations such as restaurants, caterers, charities and various corporations. As Asia’s first wholesaler of unsold food, TreeDots is attacking Singapore’s food waste problem head-on. This startup sources its inventory of underappreciated, but perfectly acceptable food from both food producers …

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Strengthening SMEs & Singapore: SME interview series with Funding Societies

by ValueChampion Funding Societies has raised more than S$240 million in loans for small businesses in Singapore using its crowdfunding platform, which matches individual investors with SMEs that seek funding. We interviewed the company to learn more about its success and journey. Funding Societies is a remarkable, Singapore-based startup that uses its crowdfunding platform to raise loans for small businesses. So far, …

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How to go on a round the world trip without going broke

by ValueChampion Thinking of a taking a trip around the world? Here are 6 tips to prepare for long-term travel without breaking your budget. As we sit, cooped up in our cubicles and offices, our minds may start to wander about what it would be like to pack our things and spend the next few months exploring the world. Unfortunately, for …

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By allowing medical tourism to flourish while citizens deprived of healthcare, is irresponsibility by govt at the highest level

by Simon Lim The news on Sunday that Ministry of Health (MOH) had put a stop to foreign patient referral contracts with local government hospitals must have shocked and angered many Singaporeans. Unlike private hospitals, government hospitals operate using taxpayers’ monies and their first priority must always be directed towards Singaporeans’ healthcare interests and well-being. But now we know better. …

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Planning your year-end holiday? These are the cheapest days to fly

by ValueChampion There are only 2 major holidays left in 2018 for Singapore: Deepavali in November and Christmas-New Year holiday. If you are planning to travel for either of the two, you need to act fast to lock in the cheapest flight tickets. The end of 2018 is approaching quickly. With only 3 months left in the year, Singaporeans also only …

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Five financially responsible ways to increase life satisfaction for the elderly

by ValueChampion Keep your golden years golden. Read on to find out financially savvy ways to keep your life satisfaction high throughout your retirement. There’s nothing more heartbreaking than watching a loved one succumb to a life of loneliness, poor physical health and depression. Unfortunately,an alarming number of Singapore’s elderly population has been facing this type of situation. With geriatric suicides …

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