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调查显示:八成年轻人认为未来面临养父母、子女巨大压力

by 林殊
04/09/2019
in 公民社会, 新闻
Reading Time: 1 min read
0

图源自网络

保险公司职总英康(NTUC Company)调查显示,约94巴仙的35至55岁的“三明治一代”(Sandwich Generation)正面临养育孩子和照顾父母的经济压力,并相信未来自己的小孩与孙子亦会困在同样的循环中,成为新的“三明治一代”

三明治一代通常指上要照顾老人,下需抚养子女负担沉重的中年人。他们通常是30-45岁之间的亚洲中年人,“上有老,下有小”的这批人,因被夹在中间的困境,所以被誉为三明治一代。

此外,八成的年轻人(约21-29岁)亦认为自己将会迈入成为“三明治一代“,其主要原因源于平均寿命延长、自己对退休父母的养育责任以及养老金不足的现况。事实上,他们的父母也和他们有如出一撤的想法,有34巴仙的受试者父母认为孩子能够在年老时经济上支援他们,也承认他们很有可能踏上同样的脚步,成为新一代的三明治年龄层。

而大部分的年轻人则认同父母应该及早为自己的退休生活做准备,还有一半的年轻人则担心父母在退休需要依靠他们生活,因此他们认为至少在退休阶段能够维持与孩子的独立经济。

报告亦指出,每5位父母中,已有3位已为自己的退休生活做准备,尽管如此,在这些父母中,近六成的父母却没有为自己的退休生活准备至82岁。目前新加坡的平均寿命已达82岁。

但有趣的是,尽管年轻一代认为自己会陷入三明治的困境中,但觉得自己是可以避免陷入其中,45巴仙的年轻人仍愿意和父母讨论退休事宜,但只有16巴仙的人是真正和父母沟通退休后的生活。

孩子宁付出巨大的牺牲,避免自己成为三明治的后代

另一项比较极端的结果则是,由于三明治一代的影响,新加坡年轻人除了选择作更多财务投资以外,也会选择如不婚或不生小孩,避免自己成为三明治的后代。

职总英康市场总监Marcus Chew透露,“调查结果显示,孩子愿意付出巨大的牺牲来成全年迈父母的老年退休生活,这也反映出当今社会已将孝道的根植于每个人心中,同时也看见目前的经济投资规划是如何带给下一代深刻的影响,因此退休计划并非只是给自己,更是关系到你的后代,如果我们能够及时作出改变,我们的孩子或许就能冲破“三明治一代”的困境。”

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