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读者不满领入息需28年 公积金局辩称确保“老有所养” 后八年支付“额外利息”

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早前有读者Zol反映,自己的中央公积金退休存款入息被延长28年至93岁,致使他未来每月只能领取482元的入息。他质问,公积金局怎能随意决定会员该如何提取自己的存款?

于是,公积金局透过脸书回应这名会员,会员还是用20年领取退休户头储蓄,但是之后的八年,则是公积金支付的额外利息,帮助会员拉长支付期。

公积金认为,国人的寿命已经延长至90余岁,为此拉长支付期,乃是确保公积金会员可以获得足够的入息,确保“老有所养”。

公积金对于首三万元储蓄赋予两巴仙利率,下个三万元赋予一巴仙利率。对于这名会员的个案,则额外入息可以延长八年。

“他也可以加入公积金终身入息标准计划(CPF Life Standard Plan)来享有更高的终身入息。”

早前,Zol申诉每月482元显然不足以应付日益膨胀的生活开支,他参考新加坡平均寿命85.4年,向公积金局申请把派息期限缩减到20年和增加每月入息。

然而“爱民如子”的公积金局担心,Zol到了老年可能过早把退休储蓄用完,为此拒绝了Zol的申请。

在公积金给Zol的回函中解释,到了55岁若符合全额退休存款(FRS)(约17万6000元),加上4巴仙利息,到了符合入息年龄,20年内每月可提取910元。但是无法达到全额退休存款者,则会按比例获得入息,最低为每月250元,而Zol的情况下是28年每月入息482元。

由于和妻子膝下无子女,意味着Zol夫妇的存款没有继承/受益人,所以他延长提取入息期限到28年是不合逻辑的。

根据《联合早报》报导,也有另一同样在今年满65岁的公积金会员翁益华,也遇到类似问题,他的入息也被拉长到29年,每月领1000余元入息。

公积金局批准另一会员缩短期限申请

他说,他和太太都有填补公积金储蓄,而太太在前年领取入息,时限长达22年,也以为自己的入息也是22年左右。

“虽说公积金局是为我好,让我用较长时间领入息,但是我不觉得自己会这么长命,因为我家庭基因也不是很长寿。”

“如果22年后入息领完了我还在,也不担心,因为我还买了年金,终身都有保障。”针对记者询问,他为何不加入公积金终身入息计划,他则表示至少退休存款计划,能让自己清楚看到户头里还剩多少钱,自己才比较安心。

不过他也指出,公积金局后来把他的领入息期限缩短到22年,每个月入息增至1200元。

他认为,现在物价昂贵,公积金里的钱也是他辛苦赚的,当然希望自己在有生之年,每月多拿一些。

公积金局也特别透过《早报》专栏答复翁益华:

根据公积金局的答复,指出会员若为公积金户头填补存款,将能提高每月领取的入息数额。而如果填补超过全额存款(Full retirement sum),可以延长每月入息的领取期限,但会员也能要求提高领取每月入息数额。

但问题来了,既然公积金局批准让翁益华缩短领入息期限以提高入息数额,却为何回绝了Zol的申请呢?

网民:额外利息应安排在20年内支付

许多网民也对此事留言评论。也有网民直接质问,见过有不少国人活到80岁前就离开,有些甚至是那些为了赚钱养家面对生活压力的年轻人。即是是派额外利息,也理应可以缩短到在20年内支付。

莫哈末沙希:公积金局理应设定在65岁就自动支付入息。不同年龄领入息反而让许多年长者混淆,不如就规定在特定年龄,也可以简化公积金局自身的程序,也有助厘清许多网传不实谣言。

“再者,你说许多国人可以活超过90岁,能否提供却是有关国人死亡年龄的数据?”

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TJC issued 3rd POFMA order under Minister K Shanmugam for alleged falsehoods

The Transformative Justice Collective (TJC) was issued its third POFMA correction order on 5 October 2024 under the direction of Minister K Shanmugam for alleged falsehoods about death penalty processes. TJC has rejected the government’s claims, describing POFMA as a tool to suppress dissent.

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The Transformative Justice Collective (TJC), an advocacy group opposed to the death penalty, was issued its third Protection from Online Falsehoods and Manipulation Act (POFMA) correction direction on 5 October 2024.

The correction was ordered by Minister for Home Affairs and Law, K Shanmugam, following TJC’s publication of what the Ministry of Home Affairs (MHA) alleges to be false information regarding Singapore’s death row procedures and the prosecution of drug trafficking cases.

These statements were made on TJC’s website and across its social media platforms, including Facebook, Instagram, TikTok, and X (formerly Twitter).

In addition to TJC, civil activist Kokila Annamalai was also issued a correction direction by the minister over posts she made on Facebook and X between 4 and 5 October 2024.

According to MHA, these posts echoed similar views on the death penalty and the legal procedures for drug-related offences, and contained statements that the ministry claims are false concerning the treatment of death row prisoners and the state’s legal responsibilities in drug trafficking cases.

MHA stated that the posts suggested the government schedules and stays executions arbitrarily, without due regard to legal processes, and that the state does not bear the burden of proving drug trafficking charges.

However, these alleged falsehoods are contested by MHA, which maintains that the government strictly follows legal procedures, scheduling executions only after all legal avenues have been exhausted, and that the state always carries the burden of proof in such cases.

In its official release, MHA emphasised, “The prosecution always bears the legal burden of proving its case beyond a reasonable doubt, and this applies to all criminal offences, including drug trafficking.”

It also pointed to an article on the government fact-checking site Factually to provide further clarification on the issues raised.

As a result of these allegations, both TJC and Annamalai are now required to post correction notices. TJC must display these corrections on its website and social media platforms, while Annamalai is required to carry similar notices on her Facebook and X posts.

TikTok has also been issued a targeted correction direction, requiring the platform to communicate the correction to all Singapore-based users who viewed the related TJC post.

In a statement following the issuance of the correction direction, TJC strongly rejected the government’s claims. The group criticised the POFMA law, calling it a “political weapon used to crush dissent,” and argued that the order was more about the exercise of state power than the pursuit of truth. “We have put up the Correction Directions not because we accept any of what the government asserts, but because of the grossly unjust terms of the POFMA law,” TJC stated.

TJC further argued that the government’s control over Singapore’s media landscape enables it to push pro-death penalty views without opposition. The group also stated that it would not engage in prolonged legal battles over the POFMA correction orders, opting to focus on its abolitionist work instead.

This marks the third time TJC has been subject to a POFMA correction direction in recent months.

The group was previously issued two orders in August 2024 for making similar statements concerning death row prisoners.

In its latest statement, MHA noted that despite being corrected previously, TJC had repeated what the ministry views as falsehoods.

MHA also criticised TJC for presenting the perspective of a convicted drug trafficker without acknowledging the harm caused to victims of drug abuse.

Annamalai, a prominent civil rights activist, is also known for her involvement in various social justice campaigns. She was charged in June 2024 for her participation in a pro-Palestinian procession near the Istana. Her posts, now subject to correction, contained information similar to those presented by TJC regarding death penalty procedures and drug-related cases.

POFMA, which was introduced in 2019, allows the government to issue correction directions when it deems falsehoods are being spread online.

Critics of the law argue that it can be used to suppress dissent, while the government asserts that it is a necessary tool for combating misinformation. The law has been frequently invoked against opposition politicians and activists.

As of October 2024, Minister K Shanmugam has issued 17 POFMA directions, more than any other minister. Shanmugam, who was instrumental in introducing POFMA, is followed by National Development Minister Desmond Lee, who has issued 10 POFMA directions.

Major media outlets, including The Straits Times, Channel News Asia, and Mothership, have covered the POFMA directions. However, as of the time of writing, none have included TJC’s response rejecting the government’s allegations.

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Hotel Properties Limited suspends trading ahead of Ong Beng Seng’s court hearing

Hotel Properties Limited (HPL), co-founded by Mr Ong Beng Seng, has halted trading ahead of his court appearance today (4 October). The announcement was made by HPL’s company secretary at about 7.45am, citing a pending release of an announcement. Mr Ong faces one charge of abetting a public servant in obtaining gifts and another charge of obstruction of justice. He is due in court at 2.30pm.

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SINGAPORE: Hotel Properties Limited (HPL), the property and hotel developer co-founded by Mr Ong Beng Seng, has requested a trading halt ahead of the Singapore tycoon’s scheduled court appearance today (4 October) afternoon.

This announcement was made by HPL’s company secretary at approximately 7.45am, stating that the halt was due to a pending release of an announcement.

Mr Ong, who serves as HPL’s managing director and controlling shareholder, faces one charge under Section 165, accused of abetting a public servant in obtaining gifts, as well as one charge of obstruction of justice.

He is set to appear in court at 2.30pm on 4 October.

Ong’s charges stem from his involvement in a high-profile corruption case linked to former Singaporean transport minister S Iswaran.

The 80-year-old businessman was named in Iswaran’s initial graft charges earlier this year.

These charges alleged that Iswaran had corruptly received valuable gifts from Ong, including tickets to the 2022 Singapore Formula 1 Grand Prix, flights, and a hotel stay in Doha.

These gifts were allegedly provided to advance Ong’s business interests, particularly in securing contracts with the Singapore Tourism Board for the Singapore GP and the ABBA Voyage virtual concert.

Although Iswaran no longer faces the original corruption charges, the prosecution amended them to lesser charges under Section 165.

Iswaran pleaded guilty on 24 September, 2024, to four counts under this section, which covered over S$400,000 worth of gifts, including flight tickets, sports event access, and luxury items like whisky and wines.

Additionally, he faced one count of obstructing justice for repaying Ong for a Doha-Singapore flight shortly before the Corrupt Practices Investigation Bureau (CPIB) became involved.

On 3 October, Iswaran was sentenced to one year in jail by presiding judge Justice Vincent Hoong.

The prosecution had sought a sentence of six to seven months for all charges, while the defence had asked for a significantly reduced sentence of no more than eight weeks.

Ong, a Malaysian national based in Singapore, was arrested by CPIB in July 2023 and released on bail shortly thereafter. Although no charges were initially filed against him, Ong’s involvement in the case intensified following Iswaran’s guilty plea.

The Attorney-General’s Chambers (AGC) had earlier indicated that it would soon make a decision regarding Ong’s legal standing, which has now led to the current charges.

According to the statement of facts read during Iswaran’s conviction, Ong’s case came to light as part of a broader investigation into his associates, which revealed Iswaran’s use of Ong’s private jet for a flight from Singapore to Doha in December 2022.

CPIB investigators uncovered the flight manifest and seized the document.

Upon learning that the flight records had been obtained, Ong contacted Iswaran, advising him to arrange for Singapore GP to bill him for the flight.

Iswaran subsequently paid Singapore GP S$5,700 for the Doha-Singapore business class flight in May 2023, forming the basis of his obstruction of justice charge.

Mr Ong is recognised as the figure who brought Formula One to Singapore in 2008, marking the first night race in the sport’s history.

He holds the rights to the Singapore Grand Prix. Iswaran was the chairman of the F1 steering committee and acted as the chief negotiator with Singapore GP on business matters concerning the race.

 

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