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Two men and a woman, aged between 27 and 36, will be charged in court on 22 January 2019 for their suspected involvement in insurance fraud.

The Singapore Police Force earlier announced in a press release on Monday (21 January) that its Commercial Affairs Department (CAD) commenced investigations against a male chiropractor and two insurance agents for abetment to cheat an insurance company through false personal accident claims for treatments received at the chiropractor’s clinics located at Tampines and Tanjong Pagar on 20 March 2018.

Investigations then revealed that between June 2017 and March 2018, the trio were believed to have conspired with one another, to instigate patients receiving treatment for pre-existing medical conditions at the chiropractor’s clinics, to purchase personal accident insurance policies.

The patients could then make false personal accident claims against the insurance policies, for injuries purportedly sustained after they bought the policies, in order to receive payout from the insurance company for their chiropractic treatment.

The police said that there were 17 false claims totalling more than $17,000, out of which about $4,450 was paid out.

The trio will be charged in court on Tuesday ( 22 January) with engaging in a conspiracy to cheat under Section 420, read with Section 109 or 116 of the Penal Code, Chapter 224. If convicted, the trio shall be punished with a jail term which may extend to 10 years, and shall also be liable to a fine.

The CAD stated that it will continue to work closely with the General Insurance Association and the insurance companies to step up enforcement against such insurance fraud.

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