Opinion
Citizens share their opinions on WP’s proposed Redundancy Insurance Scheme
The Worker’s Party (WP) in its recent proposal, presented its Redundancy Insurance (RI) scheme to the public which is said to ease the financial pressure on workers who are made redundant, aiming to provide them with a longer runway to find suitable re-employment and to minimise the toll of unemployment on the health and well-being of their families.
It said that contrary to popular belief, unemployment insurance (UI) and unemployment benefits (UB) are not confined to Western countries. Around the world, UI and UB schemes can be either taxpayer funded or based on an employee-employer funded insurance model.
WP wrote that a sub-set of those who are unemployed are those who have become unemployed not through resignation but termination, redundancy or retrenchment. This is the normal constituency addressed by UI or UB schemes globally.
The RI proposal aims to generate risk pooling to reduce the financial pressure on workers who are made redundant, so as to provide them with a longer runway to become re-employed and thus to minimise the harmful effects of a spell of unemployment. It also seeks to reduce insecurity and worry among the vast majority of employed Singaporeans.
In the event of involuntary unemployment, the worker will receive a payout of 40% of his or her last drawn salary (up to a monthly cap of 40% of the prevailing median wage) for up to six months.
The RI scheme will also provide top-ups to workers who earn less than $1,000 a month. Workers who earned less than $500 a month before they were made redundant will receive RI payouts equivalent to their previous monthly salary (e.g. a worker who previously earned $250 a month will receive $250 a month for up to six months under the RI scheme, instead of $100). Workers who earned between $500 and $1,000 a month before they were made redundant will receive a top-up of $200 to their original RI payout (e.g. a worker who previously earned $750 a month will receive $500 in monthly RI payouts instead of $300).
Click here for the full proposal
However, citizens split on two sides on this proposed scheme. Some agreed with what the Party proposed. While some do not.
Here are what those who agreed said:
- Loo Liat Lang wrote, “It’s a good suggestion. There are many families that live by the monthly pay cheque. But I feel that there is a lot more to just retrenchments. Pte Ltd coys would transfer funds out of the company somehow and wind down the coy leaving the workers stranded without pay. I believe there needs to be one more component to review pte ltd coy liabilities to workers which include forced liquidating an amount of the assets of owners to pay the workers or even units the coy owe if possible. Because its a chain reaction. Just my opinion.”
- Huiwen Leong wrote, “It’s actually a decent proposal. I did a simple math calculation based on some of their statistics (e.g unemployment rate, redundant rate etc) which I give them the benefit of the doubt and the result was more or less accurate. They also took the administration costs in consideration. They also highlighted well the downsides of this proposal and pointed out that the numbers they used were more conservative (0.1% is on the low side) for the sake of a start. Taking this concession into consideration, the proposal seems sustainable for at least the near future. A proposal is not a plan for implementation. It need not be perfect, just to proof feasibility. The proposal can always be improved if a flaw is found. And this one is pretty decent.”
- Allan Tan wrote, “Interesting proposal. It should be carefully examined and debated on its viability. Hopefully the government will not simply sweep it aside.”
- Isaac Tan wrote, “Good idea, but can be risky if many people gets retrenched at the same time. Can be pool of money sustain it? Is the risk of many people getting retrenched higher than many people claiming for health-related insurance?”
- Joseph Tan wrote, “If the Government can collect GST ERP COE etc why not another of this. After all it is being used in good faith, and we know where these monies go to unlike those unknown. Good suggestion.”
- Jhonny Wee Lain Seng wrote, “A honest Workers’ Party proposal. Parliament should consider and accept Workers’ Party healthy constructive proposal, for the benefit for workers in Singapore.”
- JF Gary Tom wrote, “This is a first proposal which provides one who has lost his job with monetary help, which is also a physical help that is needed, directly and immediately help those who’ve lost their jobs.”
- Jimmy Tng wrote, “A responsible government should approach this problem at the upstream. That is to provide support for the business’s to help them remain competitive and sustainable. That way we keep retrenchment figures down.
Addressing this downstream is just not going to be effective and frankly much more expensive. Addressing the consequences of retrenchment is never going to better than preventing it in the first place.”
- Terence Koh wrote, “A good proposal for the well-being of our people. Sad to see some people run it down very fast though. Perhaps, this proposal should only apply to low to middle income bracket, with the low income getting a bit more. The high earners should not qualify. A good constructive proposal but need to relook who we should give & who should not (ie high earners).”
While, those who disagree wrote:
- Sing Kieng Ong wrote, “Most companies have retrenchment benefits, to go ahead with this idea will generate a lot of messy works which will achieve nothing in the end!”
- Jason Tan wrote, “I wonder is this some form of tax that WP is proposing? What happened to those who are not being retrench, they also need to pay? What about companies because of bad economic situation that have to be shut down and need to retrench a big group of employees, who will make the payout? I also wonder with the “premium” so low, would any insurance company underwrite this? It would be good to have something like this in place, but as typical WP proposal, they usually lack detail.”
- David Lee wrote, “The first thought is how sustainable is this policy.. Can it last over time? And then next is feasibility. Assuming that the logistical nightmarish details are settled, then what if it is a recession when there are many workers retrenched. What if there is not enough money in the fund? How to pay? Who fork up the remainder?”
- Jason Chua Chin Seng, admin of Fabrication of PAP wrote, “Give you 6 month free salary. No need to work for 6 months. No need to look for a job for SIX months. So good right? But who pays? Eventually taxes will have to be raised. It is the taxpayers who will foot the bill. Typical of WP to take advantages of current economic situation to prey on the people’s fear to propose such populist policy at this time.”
- Des Soo wrote, “This is one policy I’d disagree (regardless if raised by opposition or PAP).
It’s a welfare similar to France/Europe. It’s not viable in the long run and another generation will have to pay the consequence. Companies ain’t paying for and neither am I. There are more efficient and cost-effective way to help them find jobs”
- Tan Hong Kwang wrote, “Who to monitor they are actively seeking employment? They can send out application letters but never turn up for interviews or reject the offers cos do not meet expectations then how. There would sure be people : let take monies and enjoy 6 months first. Next, who to foot to bills. Do not mind if from your pocket, since you always love to give carrots but never quote sources. There are already Social Service Office to render assistance and e2i and other employment agencies to assist so really do not understand why you want do duplicate work. We should help and encourage them quickly get a job or change mindset to seek employment at new area but not give carrots without telling how to monitor it and do double job and waste resources.”
- Linus Ng wrote, “Idea to explore but not wise to implement. There is already have a standard scheme or guide to follow. Some people may get more that what Mr Low proposed. But if state law, those people could get more will not be getting what they should. “People that get more, may be low income too” I think just keep this consideration by individual bosses.”
- David Tay wrote, “Rather than 6 months payout for nothing why not 3-6 months mandatory notice period so that the person who is going to be retrenched have some lead time to look for job or make adjustments.”
- Jamie Tan wrote, “So my Question to WP is with all these Singapore workers become less competitive versus the region and less MNC comes to Singapore to hire. WHAT will happen next? More get laid off and the benefits escalates? So how is this going to help Singapore and Singaporeans in the long run? Other then being the popular thing to say where raid the coffers and pay people money sound so nice. What is the long term sustainable plan?”
- Vince Ng wrote, “No one should need retrenchment insurance if they have good financial planning. If the situation is that they do not have financial planning then make the insurance benefit mandatory contribution like CPF.”
Opinion
A tragic reminder: The urgent need for defamation law reform in Singapore
Opinion: The tragic suicide of Geno Ong highlights the emotional and financial toll of defamation lawsuits in Singapore, where plaintiffs often aren’t required to prove reputational damage. Her case, alongside others, calls for urgent reform to ensure fairer balance between protecting reputation and free speech.
The recent suicide of Geno Ong has once again cast a spotlight on the nature of defamation laws in Singapore and the pressures they exert on those caught in legal battles.
Ong’s tragic note, accusing businessman Raymond Ng of financially and emotionally breaking her through lawsuits, reflects the personal toll of defamation cases in a jurisdiction where proving damage to reputation is not always required.
This backdrop invites a broader reflection on how defamation laws in Singapore are structured, particularly when compared to other legal systems like the UK’s.
In the UK, as seen in the recent case of British billionaire Sir James Dyson, courts demand that plaintiffs demonstrate significant reputational harm.
Dyson lost his defamation case against the Daily Mirror because he could not prove any financial loss stemming from the publication. This standard, established under the UK’s Defamation Act 2013, creates a higher threshold for plaintiffs, emphasizing the need to show serious damage.
In contrast, Singapore’s defamation laws, as demonstrated in the recent legal victory of Singaporean Ministers K Shanmugam and Vivian Balakrishnan against Lee Hsien Yang (LHY), do not require proof of reputational damage.
The Ministers successfully argued that LHY’s Facebook post insinuated corrupt practices, even though LHY maintained that his post did not imply personal benefit or corruption. The Singapore court sided with the Ministers, and LHY did not pursue a counterclaim.
Comparing Legal Standards: Singapore vs. the UK
This divergence between the UK and Singapore is stark. While Sir James Dyson’s lawsuit was dismissed due to a lack of evidence of financial loss, the Singaporean Ministers’ lawsuit prevailed based on the interpretation of a Facebook post, with no need to prove actual harm.
In Singapore, it is often the defendant’s responsibility to disprove the defamation, a legal structure that may make it easier for powerful individuals to pursue and win defamation suits.
For critics, this represents a significant flaw in Singapore’s defamation laws, as the threshold for sustaining defamation suits is relatively low. Plaintiffs in Singapore are not required to show reputational damage or financial loss, leading to concerns that defamation laws may be used by the wealthy and powerful to silence critics, rather than to address legitimate harm.
The Impact on Free Speech and Public Discourse
These cases raise important questions about the balance between protecting individuals from defamation and safeguarding freedom of speech.
In the case of LHY, one might question what reputational harm the Ministers could have suffered when they remained in power and continued to be elected by the public.
Should defamation lawsuits be used when public figures face criticism in a democratic society? These legal actions, especially when successful, may have a chilling effect on free speech, discouraging citizens from voicing concerns about public figures for fear of legal retaliation.
Similarly, in the case of Geno Ong, Raymond Ng’s defamation lawsuits against her raise significant questions about the actual damage to his reputation.
Ong’s accusations, while serious, appeared to target a niche social media audience and did not seem to widely impact Ng’s standing or business operations.
Given his continued involvement in business, it becomes difficult to argue that Ng’s reputation suffered substantial harm from Ong’s posts. This situation echoes broader concerns about Singapore’s defamation laws, where plaintiffs are not required to show clear evidence of reputational damage to succeed in their claims.
Moreover, the Ministers chose to serve LHY legal papers in the UK, a jurisdiction with a higher threshold for defamation claims, through social messaging rather than physical service.
This decision, and the Ministers’ choice to pursue the case in Singapore rather than the UK, where the case might have been dismissed, raises concerns about fairness. Critics suggest that Singapore’s legal framework, influenced by long-standing laws and political structures, favours those in positions of power.
The Future of Defamation Laws in Singapore
The contrast between the Dyson case in the UK and the Ministers’ case in Singapore demonstrates how defamation laws in different jurisdictions can lead to significantly different outcomes.
In the UK, the onus is on the plaintiff to prove serious harm, offering greater protection to free speech. In Singapore, the burden often shifts to the defendant, creating a system where plaintiffs in positions of power can more easily sue for defamation without showing significant damage.
Without legislative reforms, defamation laws in Singapore may continue to be seen as tools that can be used by those in power to suppress criticism, stifling public discourse.
Geno Ong’s case, while rooted in personal tragedy, highlights the emotional and financial toll that defamation suits can have on ordinary individuals.
Ong’s story, alongside high-profile cases like those involving the Ministers and LHY, underscores the need for a deeper conversation about the purpose and fairness of defamation laws in Singapore.
Ultimately, Singapore must grapple with the question of whether its defamation laws strike the right balance between protecting reputations and upholding freedom of speech in a democratic society.
Opinion
Charity or Campaigning?: The blurred line between aid and political influence in Singapore
Opinion: The intersection of charity and politics in Singapore raises questions when politicians appear at events like grocery distributions. While well-intentioned, such appearances can blur lines, influencing vulnerable voters who may associate aid with political figures, impacting free and fair competition.
The intersection of charity work and politics is a sensitive topic, particularly when voluntary organisations and political figures come together to distribute handouts.
In Singapore, where elections often see the People’s Action Party (PAP) dominate constituencies, these charity-driven distributions, whether intentional or not, sometimes blur the lines between volunteerism and political campaigning.
Grace Fu, a PAP politician representing Yuhua Single Member Constituency (SMC), posted on her Facebook page on 27 August, highlighting an event where student volunteers distributed groceries and household essentials to the residents of Yuhua.
This initiative, organised by the South West Community Development Council (CDC) and HRHS (好人好事), saw volunteers working to help defray living costs for residents.
While the post emphasized the role of kindness, the optics of Fu personally being present to hand out groceries may give rise to questions about the intent behind such appearances.
You can see similar events where Ms Fu is seen along with handouts by charitable organisations to residents in Yuhua.
This brings to mind a conversation I had with Robin Low, the Singapore Democratic Party (SDP) candidate who ran against Fu in the 2020 General Election.
Low shared his hopefulness during the campaign, buoyed by residents expressing dissatisfaction with the status quo and support for the SDP’s platform. Yet, despite this apparent backing, he was disheartened with the final results, receiving only 29.46% of the vote, a marginal improvement over the 2015 results but a step back from the 2011 outcome.
Low’s experience post-election provides a striking insight into how residents may interpret acts of charity. As he went back to thank voters, he had a conversation with one resident who had expressed support for SDP during the campaign.
When asked why he ultimately voted for Fu, the resident admitted that his decision was influenced by the gratitude he felt for a bag of rice he received, mistakenly believing it came from Fu herself. Low tried to explain that the rice was actually from the NGOs involved in the event, but the resident was confused, noting that Fu was present during the distribution.
This anecdote, while personal, illustrates a broader challenge in Singapore’s political landscape.
While the distribution of goods is often driven by NGOs and charitable causes, the close proximity of politicians to these events can leave a lasting impression on residents—one that may influence voting decisions, particularly among the poor.
For some, the gratitude felt for these handouts, even if provided by a neutral third party, can be transferred to the political figures who appear during the distribution.
This, in turn, complicates the narrative of free and fair political competition, especially when residents are left unclear as to the true source of the support.
The perception that politicians are directly responsible for handouts, whether accurate or not, can sway the votes of the more vulnerable populations who feel a sense of obligation or gratitude for this perceived generosity.
For poorer residents, the immediate and tangible relief from a bag of rice or household essentials may outweigh the less immediate and often abstract promises made during political campaigns. It highlights how acts of charity, even when unintentional, can play a powerful role in shaping electoral outcomes.
This scenario raises questions about the ethical implications of politicians being present at charitable distributions.
While these events can genuinely benefit residents, they also risk being seen as part of a larger campaign strategy, where goodwill is exchanged for political support. It is a complex dynamic that touches on the heart of political ethics in Singapore and calls for clearer boundaries between voluntary aid and electoral influence.
In a broader sense, this reflection encourages us to consider how the provision of aid, particularly to the poor, can be seen as a tool of influence.
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