Friday, 22 September 2023

We are shifting our daily news to Gutzy.Asia Support us there!

The best credit cards for six different types of Singaporean women


Whether you’re a Luxe Shopper, Mum-ager, or Culture Vulture, the best women’s credit cards in Singapore can help you save serious money.

When it comes to credit cards, Singaporean women are spoilt for choice. Whether your interests lie in designer fashion or theatre shows, there is a credit card that rewards you for it – which makes it all the more confusing to choose the right one.

Well, we break down the best credit cards we could find for different types of Singaporean women.

Credit card terms and conditions apply. Valid as of 4 October 2016.

For the Luxe Shopper: UOB Lady’s Credit Card

Men won’t get why women would need a credit card specifically for them, but UOB certainly does. The iconic black card with its statement rose motif is a comely addition to your wallet, for one. The perks and rewards are a lady killer.

Why You’ll Love It:

Perhaps a more suitable question is: Why wouldn’t you? Every S$5 you spend on shopping, whether it’s in Singapore, overseas or online, you earn UNI$5. The same applies for taxi rides.

How many times have you bought yourself an early birthday or Christmas present? While we advocate prudence with your finances, it’s understandable to give yourself a treat on special occasions.

When you put a big-ticket shoe or bag purchase (over S$500) on UOB Lady’s interest-free LuxePay plan, you won’t even have to blow an entire month’s paycheck at one fell swoop. Split the cost over six or 12 months at no extra cost. Isn’t that great?

What if you want something from websites that delivers only to the US? No problem. The complimentary MyUS premium membership has that covered.

For the Tertiary Student: DBS Live Fresh Student Card

The sooner you learn how to manage your money, the better you’ll be at saving and spending wisely.

The DBS Live Fresh Student Card will teach you important lessons in responsible credit card use, while rewarding you for it too.

Why You’ll Love It:

First of all, no minimum income required? Awesome. And a five-year fee waiver (worth S$642), too, because, well, you’re a student. The bank understands.

However, as this card is specially designed to help you manage your spending comfortably, it does come with a credit limit of S$500.

Here comes to perk: You will receive three times DBS points on your online and Visa payWave purchases.

For the Mum-ager (Mum + Manager): UOB Delight Credit Card

Mums in Singapore have their hands full with taking care of the kids, managing the household budget, and working. With the UOB Delight Credit Card in your wallet, doing the groceries doesn’t have to bust your budget – even if you don’t go to the cheapest supermarkets in Singapore.

Why You’ll Love It:

This is the card to have for all your supermarket-ing needs. Touted as the “best daily essentials card”, it gives you up to 8% rebates at all major supermarket chains including Cold Storage, Market Place, Jasons, Giant as well as at Guardian.

In addition, you get to enjoy 10% off house brands at Cold Storage, Giant and Guardian. When you put your recurring bills on the card, there’s extra 3% rebate to be earned.

Managing a household is no easy feat, and it’s truly a job in which every cent saved counts.

For the Pleasure-Seeker: Citi Rewards Card

Calling all shopaholics! You need this card right now. Whether you prefer to de-stress at the spa or at the mall, the Citi Rewards Card helps you save money on your favourite earthly delights.

Why You’ll Love It:

Reason No 1: When you apply for it before the year ends, you’ll receive cashback of S$120 if you spend at least S$200 a month for the first six months.

As its name suggests, this card offers you rewards galore when you shop for your new-season clothes, bags and shoes at department stores or online.

Think 10 times rewards points and welcome vouchers from your favourite brands. If Amazon is your go-to, it’s double the points until October 31. Save everything you need to cart, and check out with your Citi Rewards card.

If you’d rather spend the weekend soothing those frazzled weekday nerves, you might forego a shopping spree for an afternoon of pampering at the spa — with 30% off a la carte services.

For the Now Woman: DBS Woman’s MasterCard

Plastic is only fantastic when it makes your busy life a whole lot easier and puts a smile on your face, right? The DBS Woman’s MasterCard certainly does this while helping you save money.

Why You’ll Love It:

This card comes with the My Preferred Payment Plan, which combines and converts your retail purchases into a 12-month interest-free installment plan at no extra fee. It also gets you places by prioritising your CityCab bookings and gives you a pass to skip queues with Comfort.

Finally, you also get two complimentary visits to True Fitness and True Yoga centers (selected outlets) every month.

And whenever you need a little retail therapy, it accords you with DBS rewards points — times 5! — for your online purchases. Sounds like the DBS Women’s MasterCard is your oyster.

For the Culture Vulture: OCBC Arts Platinum Card

If you’re the girl in your friend group who’s always dragging people to theatre shows, art galleries, and performances, the OCBC Arts Platinum Card was made just for you.

Why You’ll Love It:

Let’s see: Up to 20% off tickets for Deathtrap; 15% off tickets to Strings Fantasy; priority bookings and earn three times OCBC$ when you book through Sistic.

Arts events aside, you will also enjoy more efficient booking and payment with MasterPass on the ComfortDelGro Taxi Booking App — with no admin or booking fee.

If all-of-the-above are music to your ears, well, apply now to have your first two years’ annual fee waived., Singapore’s go-to personal finance comparison platform, guides consumers on the best money habits with its credit card comparison tool and allows real-time personal loans product comparison.

Notify of
Inline Feedbacks
View all comments

Latest posts

Election surprises and certainties: Dissecting Tharman’s presidential win

In the 2023 Presidential Election, Mr. Tharman Shanmugaratnam secured a stunning 70.4% landslide victory, surprising many, including himself. Despite expectations that TKL would win the opposition votes, voters from both camps showed a preference for Tharman's charisma and perceived competency. As Singapore reflects on the outcome, questions arise about the election's fairness and the real implications of Tharman's dominant win.

Volunteer as a Polling and Counting Agent for Singapore’s 2023 Presidential Election

For the upcoming Singapore Presidential Election on 1st September, members of the civil society have spearheaded an initiative to strengthen our democratic fabric. We invite committed individuals to join us as Polling and Counting Agents, standing together for a transparent, fair, and just election. This vote counting exercise, organized by members of civil society, is not specifically in support of Mr Tan Kin Lian, a candidate in the upcoming Presidential Election. It's an exercise in active citizenry. Nonetheless, Mr Tan endorses this initiative, which hinges on his candidacy, championing transparency, and has given permission for the results to be shared publicly.

Reflections from the Centenary: The Legacy of LKY and Singapore’s Future

Gilbert Goh reflects on the LKY centenary event: an inspiring showcase of a leader's global legacy juxtaposed against current challenges, urging Singapore to continue its path of progress.

Lim Tean advocates for Tan Kin Lian: A visionary leader for Singapore’s Presidency

In his speech at Mr Tan Kin Lian's launch of his presidential bid, Mr Lim Tean passionately championed the need for a truly Independent President. Highlighting Mr Tan Kin Lian's unique credentials and genuine concern for the wellbeing of Singaporeans, the Peoples Voice leader emphasized the pressing challenges of rising living costs and job insecurities faced by the public. Mr Lim depicted Mr Tan Kin Lian as a beacon of hope for the nation, advocating for a leader who genuinely understands and represents the people’s aspirations.

Tan Jee Say endorses Tan Kin Lian for President: A courageous, genuine, and humble...

In advocating for a truly representative leader, Tan Jee Say underscored Tan Kin Lian's humility, courage, and genuine dedication. Highlighting the pressing need for restored public trust and effective independence, Tan Jee Say emphasized that Tan Kin Lian, as the 'People's President', would bring back hope to Singaporeans and champion true democracy

Tan Kin Lian’s pledge: Rekindling unity and charting a vigorous future for Singapore

In the press conference to announce his bid for the Singapore presidency, Tan Kin Lian emphasizes safeguarding Singapore's reserves and strengthening public service integrity. Drawing on his 30-year leadership at NTUC Income, he envisions a future with affordable living, accessible housing, and job stability, pledging collaboration with the government for a united nation.

Strengthening Singapore’s political foundations: A call to action by Leong Mun Wai on Singapore’s...

Leong Mun Wai urges Singaporeans to strengthen political checks and balances, emphasizing, 'The best is yet to be for Singapore if we dare to make the right decision in upcoming elections.

Trending posts