Uncategorized
MND vs NMP: Round 2 TKO
I refer to the article “Rental flat scheme has helped over 1,300 families” (ST, Nov 24) and the report “1,318 families benefit from Interim Rental Housing scheme” (Channel News Asia, Nov 24).
The former states that “Of this, 311 have since moved out of IRH (Interim Rental Housing) flats.
Earlier this year, The Online Citizen has reported stories of tenants in IRH who faced forceful eviction from their flats. ( “Do you want me to stay at the beach”, TOC April 8) Why didn’t the minister in his reply to Parliament reveal how many of the 311 who moved out were evicted in a similar manner?
As I understand that most of the homeless that were picked up by the Ministry of Community Development, Youth and Sports (MCYS), were placed in IRH, can we have the statistics as to how many homeless were moved to IRH, and how many have been evicted. Also, of those evicted, what was the average stay allowed in IRH?
The Straits Times article also reported that the IRH were meant to help familes that had run into financial difficulties and needed to downgrade quickly:
“With the scheme, families could sell their flats immediately, and buy new smaller flats. While these were being built, they could live in rental flats priced below market rate.”
Since it takes at least three years for the “new smaller flats” to be built, I am puzzled as to why 311 would voluntarily move out so soon, since the scheme was only launched in January last year? Where would these famlies stay, given that IRH is the cheapest housng option other than HDB rental rental flats, and their “new smaller flats” are still not built yet?
IRH is reviewed every six months?
Perhaps the impressive numbers of tenants who have moved out from IRH could be explained by the following:
We learnt from tenants and social workes that under the IRH scheme,
a) IRH is normally for a maximum period of six months and thereafter, there is a review on a case-by-case basis – rent may be increased
b) tenants face a late payment fee of $50 is charged, even if the rental payment is just one day late
Can the minister please clarify whether the above is true?
Also, since the economy is booming and expected to be the highest growing in the world this year at 15 per cent GDP growth, and meda reports say that the job market is bursting at the seams, why has the number who have to resort to IRH increased from 611 on 31 March to 1,318 now? How is it possible that the number of such families who could not pay for their HDB flats, increased by 116 per cent (1,318 divided by 611), in just over the last six months or so?
Didn’t the Minister of National Development say in his two articles on 5 and 12 November in Today that HDB flats are affordable?
Affordable and enough HDB flats?
On the issue of affordability, I would like to refer to the Minister of National Development’s article “Are HDB flats affordable” (Today, Nov 12).
It states that “(HDB) has made it possible for an average of 15,000 young couples every year to join the ranks of homeowners”.
According to the Department of Statistics’ Yearbook of Statistics 2010, the total number of HDB flats increased from 823,760 in 1999, to 888,143 in 2009.This is an increase of only 64,383 flats in the last 10 years, or about 6,438 a year. In 1999, 34,836 flats were constructed by the HDB, against just 6,495 in 2009. Against this, the population grew during the same period by 1.03 million from 3.96 to 4.99 million.
So, how was the “average of 15,000 young couples every year to join the ranks of homeowners” derived? Moreover, surely, not all the 6,438 average number of flats per year, were bought by “young couples”, as some would have been purchased by older families.
HDB concessionary loan
With regard to “new and resale flat buyers can apply for a concessionary loan. For a $200,000 loan over 30 years, the interest subsidy amounts to about $30,000”, HDB bank loan interest rates have always been below the HDB concessionary loan’s 2.6 per cent, since banks were allowed to offer HDB loans from 1 January, 2003. Assuming an average HDB bank loan interest rate of 2 per cent, the repayments on a HDB concessionary loan in the example given is actually $22,118 more than a HDB bank loan, as the monthly repayment would be $800.68 and $739.24 for the HDB and bank loan, respectively.
With the historical intense and healthy competition from banks in the HDB mortgage loans market, if a HDB loan borrower refinances his or her bank loan say every three years or so, the interest savings compared to a HDB loan may be even more than that calculated in the above example.
By the way, current bank loan rates are all below HDB’s loan rate of 2.6 per cent, and almost all are below 2 per cent. The lowest rate available now is only 0.88 per cent.
So, how can the HDB loan still be described as “concessionary” and an “interest subsidy”?
Indonesia
Miss Universe cuts ties with Indonesia chapter after harassment allegations
The Miss Universe Organization severs ties with Indonesia franchise due to harassment claims. Malaysia edition canceled.
Women allege body checks before pageant. Investigation launched. Safety prioritized.
Indonesia winner to compete in November finale. Height requirement controversy.
WASHINGTON, UNITED STATES — The Miss Universe Organization has cut ties with its Indonesia franchise, it announced days after allegations of sexual harassment, and will cancel an upcoming Malaysia edition.
In the complaint, more than a half dozen women said all 30 finalists for Miss Universe Indonesia were unexpectedly asked to strip for a supposed body check for scars and cellulite two days before the pageant’s crowning ceremony in Jakarta.
Their lawyer said Tuesday that five of the women had their pictures taken.
“In light of what we have learned took place at Miss Universe Indonesia, it has become clear that this franchise has not lived up to our brand standards, ethics, or expectations,” the US-based Miss Universe Organization posted Saturday night on social media site X, formerly known as Twitter.
It said that it had “decided to terminate the relationship with its current franchise in Indonesia, PT Capella Swastika Karya, and its National Director, Poppy Capella.”
It thanked the contestants for their bravery in coming forward and added that “providing a safe place for women” was the organization’s priority.
Jakarta police spokesman Trunoyudo Wisnu Andiko said Tuesday that an investigation into the women’s complaint has been launched.
The Indonesia franchise also holds the license for Miss Universe Malaysia, where there will no longer be a competition this year, according to the New York-based parent organizer.
In a lengthy statement posted to Instagram, Indonesia franchise director Capella denied involvement in any body checks.
“I, as the National Director and as the owner of the Miss Universe Indonesia license, was not involved at all and have never known, ordered, requested or allowed anyone who played a role and participated in the process of organizing Miss Universe Indonesia 2023 to commit violence or sexual harassment through body checking,” she wrote.
She added that she is against “any form of violence or sexual harassment.”
The Jakarta competition was held from 29 July to 3 August to choose Indonesia’s representative to the 2023 Miss Universe contest, and was won by Fabienne Nicole Groeneveld.
Miss Universe said it would make arrangements for her to compete in the finale, scheduled for November in El Salvador.
This year’s Indonesia pageant also came under fire for announcing a “significant change in this (year’s) competition guidelines” with the elimination of its minimum height requirement after it had crowned a winner.
In its statement, the Miss Universe Organization said it wanted to “make it extremely clear that there are no measurements such as height, weight, or body dimensions required to join a Miss Universe pageant worldwide.”
— AFP
Malaysia
A Perodua service centre in Kuantan, Malaysia went viral for its strict dress code, Perodua responds
A dress code for vehicle servicing? A Malaysian car brand’s service centre dress code signage has puzzled netizens, raising queries about the need for attire rules during a routine service.
The manufacturer responded with an official statement after a flurry of comments, seeking to clarify and apologize.
MALAYSIA: A dress code signage positioned at a service centre belonging to a prominent Malaysian car brand has sparked bewilderment among Malaysian netizens, who question the necessity of adhering to attire guidelines for a simple vehicle servicing.
The signage explicitly delineates clothing items that are deemed unsuitable, including sleeveless tops, short skirts, abbreviated pants, and distressed jeans.
The car manufacturer swiftly found itself flooded with comments from both inquisitive and irked Malaysian netizens. This surge in online activity prompted the company to issue an official statement aimed at clarifying the situation and extending an apology.
In a post that gained significant traction on the social media platform, politician Quek Tai Seong of Pahang State, Malaysia, shared an image to Facebook on Monday (7 Aug).
The image showcased a dress code sign prominently displayed at a Perodua Service Centre in Kuantan. Within the post, Quek posed the question: “Is this dress code applicable nationwide, or is it specific to this branch?”
The signage reads, “All customers dealing with Perodua Service Kuantan 1, Semambu, are requested to dress modestly and appropriately.”
Adding visual clarity to these guidelines, the sign features illustrative graphics that explicitly outline clothing items deemed unacceptable, including sleeveless tops, short skirts, short pants, and ripped jeans.
Delineating the specifics of the dress code, the signage stipulates that male visitors are expected to don shirts accompanied by neckties, opt for long pants, and wear closed shoes.
Conversely, female visitors are advised to don long-sleeved shirts, full-length skirts, and closed-toe footwear.
Perodua’s dress code sparks online uproar
Following the rapid spread of the post, Perodua’s official Facebook page found itself inundated with comments from both intrigued and frustrated Malaysian netizens, all seeking clarifications about the newly surfaced dress code policy.
Amidst the flurry of comments, numerous incensed netizens posed pointed questions such as, “What is the rationale behind the introduction of such regulations by the management? We demand an explanation.”
Another netizen expressed their dissatisfaction, arguing against the necessity of the rule and urging Perodua to take inspiration from the practices of other 4S (Sales, Service, Spare Parts, and Survey) automotive dealerships.
A concerned Facebook user chimed in, advocating for a more lenient stance, asserting that attempting to dictate customers’ clothing choices might not be in the company’s best interest.
Someone also commented in an angry tone, “Oi what is this? Going there for car service, not interview or working, right.”
As the discourse unfolded, it became evident that while some inquiries carried genuine weight, others chose to inject humor into the situation, playfully remarking, “If I wanted to buy a Myvi, I should buy or rent a formal attire first.”
“I sell economy rice at a hawker centre, I have never worn a long sleeve shirt and a tie… I guess I will not buy a Perodua car then.”
“I guess they will not serve those who wear short pants.”
Perodua addresses dress code controversy
As reported by Chinese media outlet Sin Chew Daily News, the manager of Kuantan’s Perodua Service Centre had acknowledged that the images on the dress code signage were misleading.
In response, the manager divulged that discussions had transpired with the head office, leading to the prompt removal of the signage to prevent any further misconceptions.
The manager clarifies, “We do encourage visitors to adhere to the dress etiquette, but we won’t go to the extent of restricting their choice of attire.”
He also revealed that currently, no complaints have been directly received from the public.
However, feedback from certain customers was relayed through Perodua’s agents.
Perodua also released an official statement by chief operating officer JK Rozman Jaffar on Wednesday (9 Aug) regarding the dress code on their official Facebook page.
The statement stated the dress code etiquette is not aligned with their official guidelines and they are currently conducting an official investigation on the matter followed by corrective measures to avoid the same incident from happening.
Perodua also extends its apologies for any inconvenience caused.
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